"Capital Financial Services S.A., operating under the Twispay brand, is an electronic banking institution licensed by the National Bank of Romania. Twispay provides electronic money issuing services, electronic money payment services, and other financial services, such as payment services, designed specifically for electronic merchants. Designed from the ground up with Twispay focusing on customizing and creating templates, Twispay is ideal regardless of the industry, volume, or digital technology associated with your business."