The Bank was founded in 2009 in Munich by such entrepreneur as Matthias Kroner at his own expense and has a full banking license (Vollbanklizenz), which gives the right to conduct the entire spectrum of financial transactions. The foregoing is the only similarity to classic banks. Strictly speaking, many clients of Fidor Bank are just user of online community created by him. Even their personal data are often unknown, only nicknames are available. However, this does not prevent them, for example, from conducting transactions peer-to-peer, contributing funds to virtual wallets of each other and providing profits to the bank. Fidor Bank (Germany) is a classic bank of the new generation. The Bank has no branches. All communication with clients is carried out via Internet. But the bank offers its clients the greatest opportunities for social interaction in the Internet. In addition to the clients’ community, there are online calculators, tools for comparing products on the website. Profiles of community members can be easily integrated with Facebook, Twitter, eBay and business social network Xing.